Advice needed.

Debenhams Wedding insurance purchased in May 2019 for May 2020 - an ambiguous clause interpreted on purchase as covering spread of contagious infection or disease amongst other reasons for paying out cancellations of wedding venue or reception ....

A confirmed position through an FAQ has conveniently alluded to the spread of a virus or contagious disease on the premises of the venue or reception. In effect moving an ambiguous goal post to a position of not paying out

I& #39;m in a position where I& #39;m 15k invested (my partner and my savings) with more to pay on an event I can& #39;t cancel without paying everything up and not being able to claim a penny back on basically a get out clause through ambiguous wording

My venue are the least accommodating, even a rescheduling would still mean full pay upfront and another full booking cost. My hands are being twisted in going for a wedding I want to cancel but financially can& #39;t and have no mechanism to claim even a portion back.

The government have closed nothing, advising does sweet FA. The venues aren& #39;t shut down, the churches aren& #39;t closed. No one can claim. I& #39;m at my witts end with managing coronavirus at work and now at home.